CCRP Comprehensive Health Insurance Plan

CCRP

In partnership with the Caribbean Community of Retired Persons(CCRP), Gallagher Insurance brokers Jamaica Limited brings to the market a comprehensive health and life insurance plan solely for seniors 50 years and older. The CCRP Comprehensive Health Insurance Plan provides competitive health insurance for members of CCRP with the option to add a life insurance product.The plan is specially designed to provide all CCRP members and their eligible dependent(s) with access to a wide range of medical insurance benefits that would otherwise be very costly for many members to purchase on an individual basis.

View Brochure CCRP FAQ Sheet Payment ReminderCCRP Member Enrollment FormGCT Premium Change

Eligibility Requirements

  • One must be a member of the CCRP and between 50 to 80 years of age.
  • New members just joining the CCRP at age 50 will be allowed to enroll on the group health plan without proof of insurability if done within the first three months of their attaining the age of 50.
  • The plan renews on December 1 but new members who have satisfied the eligibility requirements and medical underwriting can join on March 1 and June 1 each year.
  • Coverage will continue as long as this plan is in effect and premiums are paid on time.Premiums are paid quarterly, semi-annually or annually and are due one month in advance of effective date / next payment due date.
  • Premiums are paid quarterly, semi-annually or annually and are due one month in advance of effective date / next payment due date.
  • The plan is available to Residents of Jamaica only.

Group Health Coverage

Health coverage under the plan includes:

  • Doctor’s visits
  • Prescription drugs
  • In hospital expenses
  • Surgical benefits
  • Consultants fees
  • Lab and Diagnostic fees
  • Dental and Optical
  • Pre-existing conditions but subject to 6 months waiting period
  • Major medical limit renewed annually

Group Life Coverage

  • CCRP Members are also offered life insurance coverage of $500,000 per person for an additional premium.

Payment Options

Please remit payment using one of the options listed below for your convenience:

  1. BANK OF NOVA SCOTIA – Online Transfer ONLY
    Beneficiary Name: CGM Gallagher Insurance Brokers Jamaica Limited
    Account Number: 804128
    Account type: Chequing
    Branch: Scotia Centre (Duke & Port Royal Street) 50765

  2. PAYMASTER (ISLANDWIDE) and ONLINE ( https://paymaster-online.com/)
    Service provider: Sagicor Group Insurance
    Biller Acct. No: 46339-01-TRN
    Accepting cash, credit and debit cards.

  3. CHECK DROP
    Gallagher Jamaica Offices:
    KINGSTON: 7-9 Harbor Street
    MONTEOGY BAY: Suite A, Unit 11, Fairview Office Park, Alice Eldemire Drive
    OCHO RIOS: Shop 16A Eight Rivers Plaza, Ocho Rios, St. Ann, Jamaica
    BeWellers Pharmacy – 2 Phoenix Ave, Kingston 10 – cheque and claims drop box

  4. CREDIT CARD AUTHORIZATION FORM
    To be completed and emailed to:  This email address is being protected from spambots. You need JavaScript enabled to view it.
    For your reference, please remember that your Policy Number is 46339-01 plus your TRN
    Please send a copy of your payment confirmation to This email address is being protected from spambots. You need JavaScript enabled to view it.  or WhatsApp 876 564 9127 if payment made outside of Gallagher Offices.

New Insurance Rates with 15% GCT

Due to the reduction in the rate of GCT, the premiums for your health insurance have changed.

AGE BAND 50-65 YEARS
Quarterly Semi-Annually Annually
Member only $ 18,950.85 $ 37,901.70 $ 75,803.40
Member + One dependent $ 37,901.70 $ 75,803.40 $ 151,606.80
Member + Family $ 52,474.50 $ 104,949.00 $ 209,898.00

AGE BAND 66-70 YEARS
Quarterly Semi-Annually Annually
Member only $ 21,093.30 $ 42,186.60 $ 84,373.20
Member + One dependent $ 42,186.60 $ 84,373.20 $ 168,746.40
Member + Family $ 58,474.05 $ 116,948.10 $ 233,896.20

AGE BAND 71-80 YEARS
Quarterly Semi-Annually Annually
Member only $ 23,742.90 $ 47,485.80 $ 94,971.60
Member + One dependent $ 47,485.80 $ 94,971.60 $ 189,943.20
Member + Family $ 65,891.55 $ 131,783.10 $ 263,566.20

GCT does not apply to Life Insurance. Those premiums remain unchanged.

Life Insurance Costs - Members only:

$7,380.00/Quarterly    $14,760.00/Semi-Annually    $29,520/Annually